Understanding the credit card perks options can be overwhelming with so many alternatives available, each offering different miles, cashback, and bonuses. We've optimized the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
Maximize Your Savings with the DBS Multiplier Account: Interest Rates for 2024
- E-commerce
- Tap-and-go
- Food and beverage expenses
- International payments
- General Spend
This information helps us identify your spending patterns and recommend the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also provide options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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Maximize Your Savings with the DBS Multiplier Account: Interest Rates for 2024
**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your usage patterns and notifies you of changes needed in your card portfolio to enhance your rewards collection. This dynamic approach ensures you always have the optimal selection to achieve the highest returns.
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