Understanding the credit card benefits arena can be overwhelming with so many choices available, each offering different rewards, incentives, and perks. We've optimized the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always aware if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
Maximize Your Savings with the DBS Multiplier Account: Interest Rates for 2024
- E-commerce
- Contactless
- Food and beverage expenses
- Foreign Currency Spend
- Other expenditures
This information helps us identify your spending patterns and identify the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also suggest options for further optimization such as only filtering cards by banks or cards with no required first-year annual fee.
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Maximize Your Savings with the DBS Multiplier Account: Interest Rates for 2024
**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform keeps track of its recommendations based on your expenses and notifies you of changes to your selection to boost your rewards collection. This proactive method ensures you always have the best credit card portfolio to maximize your rewards and benefits.
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